Where am I?

Sallie Mae Smart Option

 Smart Option



  • Co-signer release option (Must meet lender’s credit criteria; see lender’s website for details).
  • 0.25% interest rate reduction for using auto-debit
  • 2% Smart Reward (U Promise Account)
  • 6 month grace period
  • Death Safeguard

Can I take less than six (6) hours? Yes

Can I use the loan to pay a back balance? Yes

No Origination Fees


Students who are enrolled in:

  • Undergraduate Degree Programs
  • Graduate Degree Programs
  • Continuing Education Programs

Minimum loan amount: $1000

Repayment: Up to 15 years

Application & Solicitation Disclosure

Apply for Smart Option

Monday –Thursday: 7:00am - 8:00pm
Friday: 7:00am - 7:00pm